Your congregation has put a great amount of time and investment into your church to make it what it is today. Throughout its development it has become a special place to work, worship and gather for community activities. When a loss occurs you want someone you can count on to protect your ministry and Alfa Insurance is here to help with:
A specialized church policy to protect your religious organization during time of loss.
Local agents who live and work in your community and look forward to answering any questions.
Protection at affordable rates.
We offer a comprehensive church plan with two forms to choose from.
1.Special Form - covers risk of direct physical loss, with certain policy exclusions.
2.Standard Form - names the specific perils for which coverage is provided such as fire, lightning, windstorm, hail, explosion, smoke, aircraft, vehicles, riot, civil commotion, vandalism or malicious mischief, sprinkler leakage, sonic boom and glass breakage.
Liability coverage is also available to cover bodily injury, property damage and personal injury losses. But, before you make a decision on what type of coverage is best for your place of worship it is important to keep the following tips in mind: What are your coverage needs? What items unique to church will need to be covered? Church schools can be covered, as well as commercial church operations such as radio or TV broadcasting. You will also need to consider those working for the church such as deacons, elders, Sunday School teachers and even the private residence occupied by clergy. For more information on one of the most competitive church insurance policies in the business, stop by your local Alfa service center today to find out how Alfa can help protect your church.