Alfa offers several options to help you get the most from your life insurance program and to meet your family's insurance needs.

Accidental Death Benefit is paid if the insured dies accidentally.

Children's Term Insurance provides for a level death benefit for each insured child to age 25. If you (our insured) die during the term, the children's term policy is paid up until the child reaches age 25. May be purchased for a child age 0-18.

Guaranteed Purchase Option allows you to buy additional coverage at certain times even though you may have become uninsurable due to a terminal illness, for example.

Premium Insurance prevents cancellation of a policy on your child's life to age 25 if you (the premium payor) die or become disabled. May be purchased for a child age 0-14.

Spouse Level Term Option provides convenient, cost-saving, level-term coverage for a spouse.

Waiver-of-Premium Benefit keeps your insurance policy in effect without payment of premiums while you are totally disabled.

Flexible Payment Schedule allows you to pay your premiums monthly, quarterly, semi-annually or annually.