Covered Perils
Your Renters insurance covers perils such as:
- Fire
- Lightning
- Theft On or Off Premises
- Windstorm or Hail
- Explosion
- Riot or Civil Commotion
- Smoke
- Vandalism or Malicious Mischief
- Freezing of Plumbing System
- Loss of Use
- Personal Liability
- Costs of Defending Suits
- Medical Payments
Important Coverages For Your Valuables
Optional coverages may provide important protection for:
- Special valuables
- Increased residence premises liability limits
- Additional premises liability
- Satellite dishes and related equipment
Discounts
Several Alfa policies offer the opportunity to lower your
premium through discounts. Ultrasonic local burglar alarms,
smoke alarms, dead bolt locks and fire extinguishers all
provide you with additional discounts to your premium. If
your Alfa policy has been in force for three years, you
could save up to 5 percent on your premium through our Continuous
Service Discount. If your policy has been in force for six
years, you could save up to 10 percent*. You also may realize
savings through higher deductibles. Your Alfa agent has
the details.
See What Alfa Can Do For You
We'd like to be your complete insurance company. If you're with another company, we invite you to call Alfa today for a free rate quote. If you're already an Alfa policyholder, see your Alfa agent about the many benefits of letting Alfa handle all your insurance needs.
*May not be available in all states.
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