Alfa®Offers Health Insurance, Too!
Confused about health insurance? Looking for Medicare supplement plans or Part D prescription drug plans? Between jobs and need a short-term health insurance policy?
Alfa Health® is here to help you find the right health, dental or Medicare plan for you and your family. Call Alfa Health today at 1-800-392-5705 for a personalized health insurance plan that meets your needs.
Individual and Family Health Plans
Blue Saver Bronze
|
Blue Value Silver
|
Blue Cross Select Silver
|
Calendar Year Deductible
$7,150 Individual / Family $14,300
|
Calendar Year Deductible
$3,000 Individual / Family $6,000 |
Calendar Year Deductible
$3,250 Individual / $6,500 Family |
Out-of-Pocket Maximum
$7,150 Individual / $14,300 Family |
Out-of-Pocket Maximum
$8,150 Individual / $16,300 Family
|
Out-of-Pocket Maximum
$8,150 Individual / $16,300 Family |
Primary Care Office Visit
$40 copay first 3 illnesses
(combined with all other office
visits) then 100% subject
to the deductible |
Primary Care Office Visit
$55 copay. Receive a discount copay
of $45 when visiting your designated
Primary Care Select physician |
Primary Care Office Visit
$40 copay. Each member must designate
a Primary Care Select physician
|
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Blue Secure Silver
|
Blue HSA Gold
|
Blue Cross Select Gold
|
Calendar Year Deductible
$2,700 Individual / Family $5,400 |
Calendar Year Deductible
$1,750 Individual / $3,500 Family |
Calendar Year Deductible
$850 Individual / $1,700 Family |
Out-of-Pocket Maximum
$8,150 Individual / $16,300 Family |
Out-of-Pocket Maximum
$6,000 Individual / $12,000 Family |
Out-of-Pocket Maximum
$6,000 Individual / $12,000 Family |
Primary Care Office Visit
$45 primary physician copay or
$75 specialist physician copay
|
Primary Care Office Visit
Plan pays 90%; subject to the deductible
|
Primary Care Office Visit
$35 copay. Each member must designate
a Primary Care Select physician
|
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Blue Value Gold
|
Blue Saver Silver
|
Blue HSA Bronze
|
Blue Protect |
Calendar Year Deductible
$750 Individual / Family $1,500
|
Calendar Year Deductible
$3,500 Individual / Family $7,000 |
Calendar Year Deductible
$6,450 Individual / $12,900 Family |
Calendar Year Deductible
$8,150 Individual / $16,300 Family
|
Out-of-Pocket Maximum
$6,000 Individual / $12,000 Family |
Out-of-Pocket Maximum
$8,150 Individual / $16,300 Family
|
Out-of-Pocket Maximum
$6,450 Individual / $12,900 Family |
Out-of-Pocket Maximum
$8,150 Individual / $16,300 Family
|
Primary Care Select Physician
$40 copay. Receive a discounted copay of
$25 when visiting your designated Primary
Care Select physician. |
Primary Care Select Physician
$50 copay. Each member must designate
a Primary Care physician. |
Physician Visits
Covered at 100%; Subject to the
calendar year deductible.
|
Primary Care Select Physician
$50 copay first 3 illnesses
(combined with all other office
visits) then 100% subject
to the deductible
|
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Short Term Health Plans
|
Short Term Blue Limited
|
Short Term Blue |
Short Term Blue Plus |
Plan Deductible
$1,500 Individual |
Plan Deductible
$1,500 Individual/Family $3,000 |
Plan Deductible
$1,500 Individual/$3,000 Family |
Out-of-Pocket Maximum
Not Applicable |
Out-of-Pocket Maximum
Not Applicable |
Out-of-Pocket Maximum
$10,000 Individual/$20,000 Family per plan year |
Physician Office Visits and Consultations
$50 copay |
Physician Office Visits and Consultations
$50 copay |
Physician Office Visits and Consultations
$50 copay |
*The health benefits listed above are in-network benefits. In-network services outside of Alabama may vary. There are health benefit exclusions for Short Term Blue Limited, Short Term Blue and Short Term Blue Plus.
Health Insurance Tax Credits
Did you know you may be eligible for financial assistance to help lower your health costs? These tax credits — known as subsidies — are used to offset the cost of a health insurance plan and are dependent on your household income.
Answering a few simple questions can help determine your eligibility:
- Do you currently have health coverage through an employer or government program (Medicaid, CHIP, Military)?
- What is your annual household income?
- How many people are in your household?
If you are a resident of Alabama and would like more information on health insurance, or to find out if you qualify for a tax credit, call 1-800-392-5705, prompt 2. You can also click here to get a free quote.
Get a Quote
Alfa Services Inc. is an independent authorized producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of Alabama, an independent licensee of the Blue Cross and Blue Shield Association. Alfa Health and Alfa are federally registered trademarks of Alfa Corporation. This is not an insurance policy. It is intended only to provide a general description of the product lines and services. An actual policy contains the specific details of the coverages, conditions and exclusions.