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Individual and Family Health Insurance

For Alabama Residents

Alfa Health Wording

Get the health insurance you need with a dash of Southern Hospitality.

Call for a quote today
white phone icon 1-800-392-5705
Or get a quote online >

Comprehensive Health Plans

These plans provide broad health coverage over an extended period of time.

Blue Saver Bronze
This plan covers most of your eligible in-network expenses at 100% once you meet the calendar-year deductible. Tax credits through the Affordable Care Act may be available with this plan.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $7,750
  Deductible   $15,500
 $7,750  Out Of Pocket   $15,500
 Co-Pays
 Physician Visits: 
$40 first 3 illness-related visits then
$0 after you meet calendar-year deductible 
Emergency Room:
$0 after you meet calendar-year deductible
 Outpatient Surgery: 
$0 after you meet calendar-year deductible
Prescription Drugs:
Ranges from $0 - $35 based on Tier
Call 800-392-5705 for a Quote
Learn more about this plan
Blue HSA Bronze
This plan requires a Health Savings Account and covers most of your eligible in-network expenses at 100% once you meet the calendar-year deductible. Tax credits through the Affordable Care Act may be available with this plan.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $7,000
  Deductible   $14,000
 $7,000  Out Of Pocket   $14,000
 Co-Pays
 Physician Visits: 
$0 after you meet calendar-year deductible 
Emergency Room:
$0 after you meet calendar-year deductible
 Outpatient Surgery: 
$0 after you meet calendar-year deductible
Prescription Drugs:
$0 after you meet calendar-year deductible
Call 800-392-5705 for a Quote
Learn more about this plan
Blue Saver Silver
This plan requires you to designate a Primary Care Select Physician. You will only pay a $50 copay when visiting your designated physician.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $3,500
  Deductible $7,000
$8,150  Out Of Pocket $16,300
 Co-Pays
 Primary Care Visit:
  $50 for Primary Care Select Physician
$75 for Specialist
 Emergency Room:
25% coinsurance after you meet calendar-year deductible 
Outpatient Surgery:
25% coinsurance after you meet calendar-year deductible
Prescription Drugs:
Ranges from $20 - $30 and 25% coinsurance after
you meet calendar-year deductible based on Tier
Call 800-392-5705 for a Quote
Learn more about this plan
Blue Cross Select Silver
This plan requires you to designate a Primary Care Select Physician, and you will only pay a $40 copay when visiting your designated physician. Tax credits through the Affordable Care Act may be available with this plan.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $3,700
  Deductible   $7,400
 $8,150  Out Of Pocket   $16,300
 Co-Pays
 Physician Visit:
  $40 for Primary Care Select Physician
$65 for Specialist
Emergency Room:
  $600
 Outpatient Surgery:
  $600 for lower member cost share
$1,000 for higher member cost share
 Prescription Drugs:
Ranges from $20 - $250, or 30-50% coinsurance,
 based on Tier
Call 800-392-5705 for a Quote
Learn more about this plan

How To Get Affordable
Health Insurance

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Premium Tax Credits

Did you know you may be eligible to save money on your monthly premium through Affordable Care Act tax credits? Your household can qualify for a tax credit to help offset the cost of your healthcare plans when you meet certain eligibility requirements. Call 1-800-392-5705, prompt 2, and we'd love to talk with you and determine if you're eligible by answering a few simple questions such as:

1. Do you currently have health coverage through an employer or government program (Medicaid, CHIP, Military)?
2. What is your annual household income?
3. How many people are in your household?

Blue Secure Silver
Most Popular
This plan is the lowest deductible silver plan. Enjoy the security of fixed copays for physician office visits and hospital stays.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $2,700
  Deductible   $5,400
 $8,150  Out Of Pocket   $16,300
 Co-Pays
 Physician Visit:
  $45 for Primary Care Physician
$75 for Specialist
Emergency Room:
  $450
 Outpatient Surgery:
  $450 for lower member cost share
$850 for higher member cost share
Prescription Drugs:
  Ranges from $20-$250 or 30-50% coinsurance,
 based on Tier
Call 800-392-5705 for a Quote
Learn more about this plan
Blue Value Silver
Most Popular
This plan doesn’t require you to designate a Primary Care Select Physician but doing so allows you to enjoy a discounted copay of $45 when visiting that physician. Tax credits through the Affordable Care Act may be available with this plan.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $3,000
  Deductible   $6,000
 $8,350  Out Of Pocket   $16,700
 Co-Pays
Physician Visit:
  $55 for Primary Care Physician
$70 for Specialist
$60 for Primary Care Physician Referral
 Emergency Room:
  $500
Outpatient Surgery:
  $500 for lower member cost share
$900 for higher member cost share
Prescription Drugs:
  Ranges from $20-$250 or 30-50% coinsurance,
 based on Tier
Call 800-392-5705 for a Quote
Learn more about this plan
Blue HSA Gold
This plan requires a Health Savings Account and covers most of your eligible in-network expenses at 100% once you meet the calendar-year deductible.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $1,750
  Deductible   $3,500
 $6,000  Out Of Pocket   $12,000
 You Pay
 Physician Visit:
10% after you meet the calendar-year deductible 
Emergency Room:
10% after you meet the calendar-year deductible
 Outpatient Surgery:
10% after you meet the calendar-year deductible
Prescription Drugs:
10% after you meet the calendar-year deductible
for Tiers 1-4, 5 (preferred) and 6 (non-preferred)
Call 800-392-5705 for a Quote
Learn more about this plan
Blue Cross Select Gold
This plan requires you to designate a Primary Care Select Physician, and you will only pay a $35 copay when visiting your designated physician. Tax credits through the Affordable Care Act may be available with this plan.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $850
  Deductible   $1,700
 $6,000  Out Of Pocket   $12,000
 Co-Pays
 Physician Visit:
  $35 for Primary Care Select Physician
$50 for Specialist
Emergency Room:
  $300
 Outpatient Surgery:
  $300 for lower member cost share
$600 for higher member cost share
 Prescription Drugs:
  Ranges from $10-$175 or 20-40% coinsurance,
 based on Tier
Call 800-392-5705 for a Quote
Learn more about this plan
Blue Value Gold
This plan does not require you to designate a Primary Care Select Physician but doing so allows you to enjoy a discounted copay of $25 when visiting your designated physician. Tax credits through the Affordable Care Act may be available with this plan.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $750
  Deductible   $1,500
 $6,000  Out Of Pocket   $12,000
 Co-Pays
Physician Visit:
  $40 for Primary Care Physician
$25 for Designated Primary Care Select Physician
$60 for Specialist
$45 for Primary Care Select Physician Referral
 Emergency Room:
  $300
Outpatient Surgery:
  $300 for lower member cost share
$600 for higher member cost share
Prescription Drugs:
 Ranges from $10-$175 or 20-40% coinsurance,
 based on Tier
Call 800-392-5705 for a Quote
Learn more about this plan
Blue Protect
This plan is a catastrophic health plan, which means you must be under 30 years old or qualify for a hardship exemption by the government, which deems you unable to afford health coverage.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $8,550
  Deductible   $17,100
 $8,550  Out Of Pocket   $17,100
 Co-Pays
Physician Visit:
$50 for the first 3 illness-related visits then 
  $0 after you meet calendar-year deductible
 Emergency Room:
  $0 after you meet calendar-year deductible
Outpatient Surgery: 
  $0 after you meet the calendar-year deductible
 Prescription Drugs:
 $0 after you meet the calendar-year deductible
for Tiers 1-4, 5 (preferred) and 6 (non-preferred)
Call 800-392-5705 for a Quote
Learn more about this plan

Short Term Health Plans

These plans provide short term health coverage and are best suited for those in need of insurance quickly.

Short Term Blue
This is a 364-day plan for individuals and families.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $1,500
  Deductible   $3,000
Not Applicable  Out Of Pocket   Not Applicable
 Co-Pays
Physician Visits
  $50
Call 800-392-5705 for a Quote
Short Term Blue Limited
This 6-month plan provides short term health coverage for individuals and is best suited for those in need of insurance quickly.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $1,500
  Deductible   Not Applicable
Not Applicable  Out Of Pocket   Not Applicable
 Co-Pays
Physician Visits
  $50
Call 800-392-5705 for a Quote
Short Term Blue Plus
This is a 36-month plan for individuals and families.

Lower Premium

Lower Deductible

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Individual Frame    Family-Frame 
  $1,500
  Deductible   $3,000
$10,000  Out Of Pocket   $20,000
 Co-Pays
Physician Visits
  $50
Call 800-392-5705 for a Quote
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