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Homeowner Discounts

What Discounts Are Available?

Several Alfa® policies offer the opportunity to lower your premium through discounts:

  • Burglar alarms, smoke alarms, deadbolt locks and fire extinguishers all provide you with additional discounts to your premium.
  • Claims-free discount* - Be rewarded for your claims-free loyalty to Alfa. If your Alfa policy has been in force less than three years, you receive a discount; three to six years, you receive a bigger discount, and more than six years, you receive an even bigger discount.
  • Reduce your premium when your automobiles are also insured by Alfa*.
  • You may save even more through higher deductibles.

* Percentage may vary by state. This is not an insurance policy. It is intended only to provide a general description of Alfa Insurance® and/or its product lines and services. An actual policy contains the specific details of the coverages, conditions, and exclusions.

Pass on the family traditions. Pass down the savings.

Alfa’s Legacy Discount* could save your kids up to 20 percent on renters and homeowners insurance.

At Alfa, we believe in providing outstanding service to our customers. We also believe there’s nothing more important than family. That’s why as a loyal customer, you’ve set the groundwork for your kids to save up to 20 percent on their property insurance through the Legacy Discount Program. Whether they rent or own, they could qualify for big savings.

 When your kids are just starting out on their own, it’s important to make every penny count. Alfa’s Legacy Discount is open to dependents 30 years old or younger — meaning you’ll be able to set them up on a path to savings with a company you’ve continued to trust with your auto, home and life insurance needs.**

Rewarding longtime members of the Alfa family with our continuous service discount is a benefit we’re proud to offer, and we look forward to extending that discount to your children through the Legacy Discount Program.

 *Available in Alabama only

**To qualify, parents must have auto and home insurance with Alfa. 

Please visit or call your local Alfa agent for more details on these discounts and to find out if you are eligible.