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Choppy waters ahead? Insure your watercraft with Alfa.®

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Watercraft Coverages

  • Property coverage: Alfa® provides physical damage coverage for watercraft, motor, trailer and covered accessories at 10 percent of your watercraft coverage. Additional accessory coverage is available for fire, explosion, lightning, theft and other perils.
  • Liability coverage: Alfa extends personal liability coverage that may include the cost of defending lawsuits and medical payments.

About Alfa's Watercraft Policies


Property coverage

The policy can provide physical damage coverage for watercraft, motor, trailer and covered accessories (10 percent of your watercraft coverage). Additional accessory coverage also is available.

The policy covers typical hazards including:

  • Lightning
  • Theft
  • Windstorm
  • Launching
  • Collision with another watercraft
  • In-use collision with a water hazard
  • In-transit collision
  • Trailer overturn
  • Emergency service

Alfa provides personal liability coverage for negligent acts for which you may be legally liable up to the limits of the policy. It also provides for the cost of defending lawsuits brought against you for a covered loss. This policy also provides medical payments for those other than insureds, who may incur medical expenses due to an accident that causes bodily injury.

* This is not an insurance policy. It is intended only to provide a general description of Alfa Insurance® and/or its product lines and services. An actual policy contains the specific details of the coverages, conditions, and exclusions. Alfa Insurance is a federally registered trademark of Alfa Corporation.