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Watercraft Discounts

What Type of Discounts Does Alfa Offer?

To make protection easily affordable, Alfa® offers a variety of premium discounts and incentives.

Some of these include:

  • Previous owner discount — This allows a premium credit which implies the named insured is an owner and safe operator of a similar type or larger watercraft that has been insured for more than one year preceding this policy.
  • Safety course discount — Premiums are lowered for those who have successfully completed certified watercraft safety courses.
  • Higher deductibles — Ranging from $100 to $1,000, higher deductibles can lower your premiums.
  • Off-Season Discount EndorsementDo you need boat insurance in the winter? Yes! Even when your boat is in storage, it is still exposed to tornadoes, lightning, fire, theft and more. Save money, and continue to protect your boat in the off-season by adding this endorsement, which offers a discount for customers who winterize their boats.

Ask your local agent about these discounts today!

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