Individual and Family Health Insurance

For Alabama Residents

Alabama residents who need health insurance are encouraged to contact Alfa Health!

Get a Quote

Or call us for a quote:
1-800-619-9356

Alfa Health’s ACA-compliant plans are tiered into four basic levels.

Gold

Higher monthly premium, but typically include the most comprehensive benefits.

May lower out-of-pocket expenses if you have a lot of medical expenses.

Silver

More affordable than Gold plans, but do not offer as many comprehensive benefits.

Silver must be selected if you qualify for – and intend to use – a Cost-Sharing Reduction (CSR) to save on out-of-pocket expenses.

Bronze

Typically the lowest possible monthly premium for a standard health insurance plan.

Expect higher out-of-pocket expenses.

Catastrophic

Only available to individuals under 30 years of age, or those who qualify due to certain hardships.

Catastrophic plans typically have a low monthly premium, but they boast a high deductible that must be met before coverage kicks in.

These plans may offset some of the financial hardships associated with sudden, catastrophic illnesses or injuries requiring complex care.

Health Insurance Glossary

Premium

The amount you pay for health insurance over a set term.

Deductible

The amount you pay for covered services before the health insurance provider starts to pay. Varies by plan type.

Coinsurance

The percentage of covered services you will be responsible for after you have met your deductible.

Copay

The flat fee you pay to your healthcare provider for a covered service.

Your customized healthcare plan is waiting. Let’s connect…

  • Where do you live?
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Thanks for considering Alfa Insurance for your health plan!
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Unfortunately, you are ineligible for subsidized medical coverage. Please contact Alfa Health® by phone at 1-800-392-5705 to explore other health insurance options.

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