Thank you for visiting the Website or App of Alfa Insurance®! The information provided within our Website and App is intended to inform as well as entertain, and we sincerely hope you enjoy your visit.
Products and services
No offer to sell or solicitation is made by Alfa to any person to use any information, materials, products or services in any jurisdiction where the provision of such information, materials, products and services is prohibited by law.
We hereby grant you the non-exclusive, non-transferable right to view and use our Website or App on any device you own or control and as permitted by these Terms. We retain all rights we do not expressly grant to you in these Terms. You may download or print a copy of information provided in the Website or App for your use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any other purpose is expressly prohibited unless prior written consent is obtained from us.
You may not use the Website or App in any manner that could damage, disable, overburden, or impair the Website or App (or servers or networks connected to the Website or App), nor may you use the Website or App in any manner that could interfere with any other party’s use and enjoyment of the Website or App (or servers or networks connected to the Website or App). You may not distribute or make the Website or App available over a network where it could be used by multiple devices at the same time.
You assume all responsibility for your use of, or access to, the Website or App, including your access to any Alfa® literature obtained from the Website or App, and waive all claims or causes of action against Alfa, its officers, directors, employees, agents and affiliates in connection therewith. You also agree to take reasonable measures to ensure that no unauthorized person or entity shall have access to restricted areas of the Website or App using your user name or password. You agree that, if you are provided rights to access or use restricted areas of the Website or App, those rights are non-transferable. You may not assign, sublicense, transfer, pledge, lease, rent, or share the user name and password to anyone other than another person authorized to act on your behalf, and subject to all of the provisions set forth in these Terms. You assume all responsibility for loss or misuse of your password and are responsible for any activities undertaken by a person in possession of your user name or password for any reason other than solely due to the negligence of Alfa.
The contents of our Website or App, including its "look and feel" (e.g., text, graphics, images, logos, and button icons), editorial content, information, notices, software (including HTML or XML-based computer programs), articles, blogs, and other material or media (“Contents”) are for informational purposes only. The Contents are not intended to be a substitute for professional advice. Always seek professional advice with any questions you may have regarding a specific matter. Never disregard professional advice or delay in seeking it because of something you have read on the Website or App! Reliance on any Contents provided on the Website or App is solely at your own risk.
The Contents are protected under both United States and foreign copyright, trademark, and other laws. These Contents belong or are licensed to Alfa. You agree that you will not, and will not allow any third party to, (a) copy, sell, license, distribute, transfer, modify, adapt, translate, prepare derivative works from, decompile, reverse engineer, disassemble or otherwise attempt to derive source code from the Website, App, or Contents that may be presented or accessed for any purpose, unless otherwise permitted, (b) take any action to circumvent or defeat the security or content usage rules provided, deployed or enforced by any functionality (including without limitation digital rights management functionality) contained in the Website or App, (c) use the Website or App to access, copy, transfer, transcode or retransmit content in violation of any law or third party rights, or (d) remove, obscure, or alter Alfa’s or any third party’s copyright notices, trademarks, or other proprietary rights notices affixed to or contained within or accessed in conjunction with or through the Website or App.
Copyrights and trademarks
Copyright in the pages, in the screens displaying the pages, and in the Contents contained in this Website or App is owned by Alfa unless otherwise indicated and is protected by applicable U.S. and international copyright laws and treaties. The Contents of this Website or App may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise used for public or commercial purposes without the express written consent of Alfa. Alfa reserves all accompanying rights. Alfa, Alfa Insurance, and Alfa2Go are federally registered trademarks of Alfa Corporation and may not be reproduced without permission.
THIS APP OR WEBSITE AND THE CONTENTS IT CONTAINS IS MADE AVAILABLE "AS IS," WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS OR OTHER MALICIOUS CODE. WE MAKE NO GUARANTEE THAT THE CONTENTS OF THIS WEBSITE OR APP ARE UP-TO-DATE, ACCURATE, ADEQUATE OR COMPLETE, AND YOU SHOULD NOT RELY ON IT FOR ANY DECISION OR TO TAKE ANY ACTION. WE HEREBY DISCLAIM ANY WARRANTY THAT THIS WEBSITE, APP AND/OR ITS CONTENTS WILL BE FREE OF INTERRUPTION OR FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER MALICIOUS CODE THAT MANIFEST CONTAMINATING OR DESTRUCTIVE PROPERTIES.
You agree to indemnify, defend and hold harmless Alfa, its officers, directors, employees, agents, subsidiaries and affiliates from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, arising out of or relating to any violation of these Terms or any activity related to use of the Website or App (including but not limited to infringement of third parties’ worldwide intellectual property rights or negligent or wrongful conduct) by you or any other person accessing the Website or App on your behalf.
Limitation of Liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT ALFA WILL NOT BE LIABLE TO YOU UNDER ANY THEORY OF LIABILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, LOSSES OR LIABILITIES THAT MAY BE INCURRED BY YOU IN CONNECTION WITH YOUR USE OF THE WEBSITE OR APP, YOUR RELIANCE ON OR USE OR INABILITY TO USE THE CONTENTS, PRODUCTS AND/OR SERVICES ON THIS WEBSITE OR APP, INCLUDING, WITHOUT LIMITATION, ANY LOSS OF DATA OR DAMAGE TO YOUR DEVICE, ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, MALICIOUS CODE, OR LINE OR SYSTEM FAILURE, WHETHER OR NOT ALFA OR ITS REPRESENTATIVES HAVE BEEN ADVISED OF OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF ANY SUCH DAMAGES OR LOSSES ARISING.
Governing Law and Forum
These Terms shall be construed in accordance with and governed by the laws of the State of Alabama, except for the conflict or choice-of-law principles thereof. By using the Website or App, you agree to submit any and all disputes arising out of or relating to these Terms to the exclusive jurisdiction of the state or federal courts located in Alabama.
Alfa may provide links to third-party websites or the Contents; however, your use of the hyperlinks on this Website or App to other websites or the Contents is at your own risk and subject to the terms and conditions of use for such websites or the Contents. Alfa is not responsible for the content or accuracy of third-party websites or the Contents hyperlinked from this Website or App, nor does it guarantee, endorse, authorize or sponsor the products or services offered on third party websites or through the Contents.
These Terms constitute the entire Agreement between you and Alfa relating to the Website or App. The failure of Alfa to exercise or enforce any right or provision of these Terms does not constitute a waiver of such right or provision, which will still be available to Alfa. If any court of law, having the jurisdiction to decide on this matter, rules that any provision of these Terms is invalid, unlawful or unenforceable, then that provision will be removed from the Terms without affecting any other provision in these Terms.
If you have any questions or concerns about these Terms, please contact us using the information available at “Contact Us” on alfainsurance.com.
Alfa Mutual General Insurance Company
Alfa Mutual Fire Insurance Company
Alfa Insurance Corporation
Alfa General Insurance Corporation
Alfa Life Insurance Corporation