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About Alfa®

Terms of Use

These Terms of Use are between you and Alfa Mutual Insurance Company and the companies listed at the end of these terms, (“we”, “us”, “our”, “Alfa”). Our terms of use with respect to visitors to our website (collectively, "Website") or users of our Alfa2Go® application (“App”) are set forth in this statement ("Terms"). By downloading, installing, or using this Website and/or App, you signify your acceptance of these Terms and any updates to it may be posted by us from time to time. We may modify these Terms at any time, and such modification shall be effective immediately upon posting. Your continued access or use after the modifications have become effective shall be deemed your conclusive acceptance of the modified Terms. You also acknowledge that you are 18 years of age or older. For Terms of Use for other websites, please consult those websites.

Thank you for visiting the Website or App of Alfa Insurance®! The information provided within our Website and App is intended to inform as well as entertain, and we sincerely hope you enjoy your visit.

Products and services
Not all products and services described in this Website or App are available in all jurisdictions. All products and services referred to in this Website or App are subject to availability and qualification. Other terms, conditions, and exclusions may apply. Your use of such products and services is governed specifically and exclusively by the Terms of Use for the respective website(s) or by the instrument entered into by the parties for that product or service, which may be updated from time to time and without notice. This paragraph is in addition to and not instead of the disclaimers set forth.

No offer to sell or solicitation is made by Alfa to any person to use any information, materials, products or services in any jurisdiction where the provision of such information, materials, products and services is prohibited by law.

Limited License
We hereby grant you the non-exclusive, non-transferable right to view and use our Website or App on any device you own or control and as permitted by these Terms. We retain all rights we do not expressly grant to you in these Terms. You may download or print a copy of information provided in the Website or App for internal use or distribution only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any other purpose is expressly prohibited unless prior written consent is obtained from us.

Prohibited Acts
You may not use the Website or App in any manner that could damage, disable, overburden, or impair the Website or App (or servers or networks connected to the Website or App), nor may you use the Website or App in any manner that could interfere with any other party’s use and enjoyment of the Website or App (or servers or networks connected to the Website or App). You may not distribute or make the Website or App available over a network where it could be used by multiple devices at the same time.

Your Responsibility
You assume all responsibility for your use of, or access to, the Website or App, including your access to any Alfa® literature obtained from the Website or App, and waive all claims or causes of action against Alfa, its officers, directors, employees, agents and affiliates in connection therewith. You also agree to take reasonable measures to ensure that no unauthorized person or entity shall have access to restricted areas of the Website or App using your user name or password. You agree that, if you are provided rights to access or use restricted areas of the Website or App, those rights are non-transferable. You may not assign, sublicense, transfer, pledge, lease, rent, or share the user name and password to anyone other another authorized to act on your behalf, and subject to all of the provisions set forth in these Terms. You assume all responsibility for loss or misuse of your password and are responsible for any activities undertaken by a person in possession of your user name or password for any reason other than solely due to the negligence of Alfa.

Proprietary Rights
The contents of our Website or App, including its "look and feel" (e.g., text, graphics, images, logos, and button icons), editorial content, information, notices, software (including HTML or XML-based computer programs) and other material (“Contents”), are protected under both United States and foreign copyright, trademark, and other laws. These Contents belong or are licensed to Alfa. You agree that you will not, and will not allow any third party to, (a) copy, sell, license, distribute, transfer, modify, adapt, translate, prepare derivative works from, decompile, reverse engineer, disassemble or otherwise attempt to derive source code from the Website, App, or Contents that may be presented or accessed for any purpose, unless otherwise permitted, (b) take any action to circumvent or defeat the security or content usage rules provided, deployed or enforced by any functionality (including without limitation digital rights management functionality) contained in the Website or App, (c) use the Website or App to access, copy, transfer, transcode or retransmit content in violation of any law or third party rights, or (d) remove, obscure, or alter Alfa’s or any third party’s copyright notices, trademarks, or other proprietary rights notices affixed to or contained within or accessed in conjunction with or through the Website or App.

Privacy
We may use any information you provide internally for any business purpose, including to send you subsequent communications. Privacy of personal information provided through our Website or App, and general information on cookies and what they are, are governed by Alfa’s Privacy Policy. Please visit Alfa’s Privacy Policy for more information.

Copyrights and trademarks
Copyright in the pages, in the screens displaying the pages, and in the information, materials and other content contained in this Website or App is owned by Alfa unless otherwise indicated and is protected by applicable U.S. and international copyright laws and treaties. The information, materials and other content of this Website or App may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise used for public or commercial purposes without the express written consent of Alfa. Alfa reserves all accompanying rights. Alfa, Alfa Insurance, and Alfa2Go are federally registered trademarks of Alfa Corporation and may not be reproduced without permission.

Disclaimer
The information, materials, products and services on this Website or App are subject to change. You are bound by any such revisions if you continue to use the Website or App after we have posted the changes. Alfa suggests that you periodically visit this page to review the most recent Terms of Use.

THIS APP OR WEBSITE AND THE INFORMATION, MATERIALS, OR CONTENTS IT CONTAINS IS MADE AVAILABLE "AS IS," WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS. WE MAKE NO GUARANTEE THAT THE CONTENTS OF THIS WEBSITE OR APP ARE UP-TO-DATE, ACCURATE, ADEQUATE OR COMPLETE, AND YOU SHOULD NOT RELY ON IT FOR ANY DECISION OR TO TAKE ANY ACTION. WE HEREBY DISCLAIM ANY WARRANTY THAT THIS WEBSITE, APP AND/OR ITS CONTENTS WILL BE FREE OF INTERRUPTION OR FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT MANIFEST CONTAMINATING OR DESTRUCTIVE PROPERTIES.

Changes are periodically made to the information herein; these changes will be incorporated in new editions of the Website or App. You are bound by any such revisions if you continue to use the Website or App after we have posted the changes, and we suggest that you periodically visit this page to review the most recent Terms of Use.

Indemnity
You agree to indemnify, defend and hold harmless Alfa, its officers, directors, employees, agents, subsidiaries and affiliates from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, arising out of or relating to any violation of these Terms or any activity related to use of the Website or App (including but not limited to infringement of third parties’ worldwide intellectual property rights or negligent or wrongful conduct) by you or any other person accessing the Website or App on your behalf.

Limitation of liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT ALFA WILL NOT BE LIABLE TO YOU UNDER ANY THEORY OF LIABILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL CONSEQUENTIAL OR EXEMPLARY DAMAGES, LOSSES OR LIABILITIES THAT MAY BE INCURRED BY YOU IN CONNECTION WITH YOUR USE OF THE WEBSITE OR APP, YOUR RELIANCE ON OR USE OR INABILITY TO USE THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES ON THIS WEBSITE OR APP, INCLUDING, WITHOUT LIMITATION, ANY LOSS OF DATA OR DAMAGE TO YOUR DEVICE, ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, WHETHER OR NOT ALFA OR ITS REPRESENTATIVES HAVE BEEN ADVISED OF OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF ANY SUCH DAMAGES OR LOSSES ARISING.

Governing Law and Forum
These Terms shall be construed in accordance with and governed by the laws of the State of Alabama, except for the conflict or choice-of-law principles thereof. By using the Website or App, you agree to submit any and all disputes arising out of or relating to these Terms to the exclusive jurisdiction of the state or federal courts located in Alabama.

Hyperlinks
Your use of the hyperlinks on this Website to other Internet sites is at your own risk. Alfa is not responsible for the content or accuracy of third party sites hyperlinked from this Website, nor does it guarantee, endorse, authorize or sponsor the products or services offered on third party sites.

Applicable law/Severability
These Terms of Use shall be governed by the laws of the State of Alabama without respect to any conflict of laws provisions. If any provision is held to be unlawful, unenforceable, or void, it shall not affect the validity or enforceability of any other provision.

Miscellaneous
These Terms constitute the entire Agreement between you and Alfa relating to the Website or App. The failure of Alfa to exercise or enforce any right or provision of these Terms does not constitute a waiver of such right or provision, which will still be available to Alfa. If any court of law, having the jurisdiction to decide on this matter, rules that any provision of these Terms is invalid, unlawful or unenforceable, then that provision will be removed from the Terms without affecting any other provision in these Terms.

Contacting Us
If you have any questions or concerns about these Terms, please contact us using the information available at “Contact Us” on alfainsurance.com.

Alfa Companies:
Alfa Corporation
Alfa Mutual General Insurance Company
Alfa Mutual Fire Insurance Company
Alfa Insurance Corporation
Alfa General Insurance Corporation
Alfa Life Insurance Corporation
Trexis One Insurance Corporation (Alabama only)