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Image of the word Trust in a stylized text.  is cultivated over time.

For generations, we’ve been proud to provide dependable protection for the farms and ranches that sustain our communities.

Farm Insurance with Alfa®

Whether you’re starting a hobby farm or managing a larger operation,
Farm Insurance with Alfa keeps you growing with confidence.


Coverages

We offer a wide range of farm insurance coverages designed to help protect your home, property, equipment, livestock, and more.

Farm Umbrella

Farm umbrella insurance extends liability coverage beyond your standard policy limits, helping protect your farm from financial losses.



Farm Insurance Discounts

Save with discounts for bundling multiple policies, fire suppression systems, length of service, home safety features, and more.


Alfa logo.

Alabama Farmers Federation

 

Advocating for Alabama’s agriculture industry

The Alabama Farmers Federation, also known as Alfa Farmers®, has more than 350,000 members who enjoy exclusive benefits while supporting the economic, social, and educational interests of Alabamians.



Find your local Alfa agent

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Farm Insurance FAQs

When you experience a loss in your poultry house operation, contact your Alfa service center, call 1-800-964-2532 or file a claim online at alfainsurance.com. The loss settlement portion of your Farmowner Policy can be settled two ways. A qualifying poultry house can be endorsed to cover losses on a replacement cost basis, which will settle your loss without any deduction for physical depreciation (up to the limits of your policy). Without the replacement cost coverage endorsement, losses are paid on an actual cash value basis. Actual cash value is calculated as the amount it would cost to repair or replace covered property at the time of loss or damage with material of like kind or quality subject to a deduction for depreciation.

Yes. Alfa offers deductible amounts up to $25,000. It is possible to significantly reduce your premiums by taking a higher deductible on your policy.

The Alfa Farmowner Policy covers many types of farming operations you may engage in. Inform your agent, and he or she will inspect your operation and help you decide what coverages are best suited for your needs.