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Business & Commercial Insurance

You work hard. Protect your dream with an Alfa® business insurance policy.

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Prepare for the unexpected

A business doesn’t come without risk. A free business insurance quote is the first step to protecting your hard work.

Find an Agent

You work hard. Protect your dream with an Alfa® business insurance policy.

Man pressure washing metal roof

Prepare for the unexpected

A business doesn’t come without risk. A free business insurance quote is the first step to protecting your hard work.

Find an Agent

Types of business insurance

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Business Owners Policy

A BOP includes coverages for property, liability, and other necessities in one easy-to-manage policy.

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Commercial Property

Business property coverage is for your building and the things inside.

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Commercial Liability

Business liability helps pay legal fees, medical bills and property damage.

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We proudly insure a variety of industry types

 

Personal Services & Animal Care

From barber shops and beauty salons, to funeral homes, and veterinarian offices, we’ve got you covered. Just as serving your customers is the heart of your business, serving you is the heart of ours.

Food Shops & Restaurants

Whether you’re a white table restaurant or a casual coffee house, we can protect what you’ve worked so hard to create with restaurant insurance coverage.

Distributors & Retail Stores

Whether you’re purchasing equipment or renting warehouse space and stocking inventory, you’ve made a sizable investment in your business. Protect your investment, and your future, with commercial insurance.

Professional Services

Whether you’re an interior decorator, an auctioneer or a taxidermist, your business is unique, and your insurance should be, too.

Motel & Lessors Risk

Landlords face many challenges. Having adequate and affordable insurance doesn’t have to be one of them.

Subcontractors

From large projects to small jobs, subcontracting can be risky work. Let us protect you from the unforeseen with the right commercial insurance at a competitive price.

We proudly insure a variety of industry types

 

Woman taking picture of dog

Personal Services & Animal Care

From barber shops and beauty salons, to funeral homes, and veterinarian offices, we’ve got you covered. Just as serving your customers is the heart of your business, serving you is the heart of ours.

Food Shops & Restaurants

Whether you’re a white table restaurant or a casual coffee house, we can protect what you’ve worked so hard to create with restaurant insurance coverage.

Distributors & Retail Stores

Whether you’re purchasing equipment or renting warehouse space and stocking inventory, you’ve made a sizable investment in your business. Protect your investment, and your future, with commercial insurance.

Professional Services

Whether you’re an interior decorator, an auctioneer or a taxidermist, your business is unique, and your insurance should be, too.

Motel & Lessors Risk

Landlords face many challenges. Having adequate and affordable insurance doesn’t have to be one of them.

Subcontractors

From large projects to small jobs, subcontracting can be risky work. Let us protect you from the unforeseen with the right commercial insurance at a competitive price.

What insurance do I need as a small business?

 

Every business will have unique insurance needs, and our Alfa agents are ready to customize a quote for you. Common coverages needed for a small business are commercial property, commercial liability, workers’ compensation and commercial auto. Some coverages are often packaged together in a business owners policy, which is a convenient way to manage your commercial insurance.

Why is commercial insurance needed?

 

Businesses come with risk, and business insurance is needed to help cover the cost that comes with damages, whether that be damages to physical property, injuries to others or legal costs. Without commercial insurance, business owners would be paying for these damages out of pocket.

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