Save on Car Insurance With Driver Safety Courses
Looking to save on your car insurance? Safe driving can help you do just that!
Many insurance companies offer discounts for completing certain driver safety courses. These courses aren’t just for new or young drivers—they’re helpful for anyone looking to sharpen their skills behind the wheel. The safer you are on the road, the lower your risk of accidents, which can mean real savings on your insurance premium.
At Alfa®, we offer exclusive discounts for completing approved driver safety courses. To learn more about our auto discounts, contact your local Alfa agent.
Driver Training Discount
You may receive a discount on your Alfa auto policy by successfully completing a qualified driver education course online or in a classroom. This discount cannot be given in addition to the youth defensive driving discount, and other exclusions may apply.
Who’s eligible? Drivers ages 16-20
Qualifications:
- Course must be conducted by a licensed or certified instructor
- Include classroom/online instructions in basic traffic and safety rules
- Driving experience under actual road and traffic conditions or in a mechanical device simulating real conditions
Youth Defensive Driving/Safety Discount
This discount may be applied to your auto policy if the required qualifications are met and the correct state assessment below has been completed. This discount cannot be given in addition to any other Alfa driver training discounts.
Defensive Driver Course - Alabama
Defensive Driver Course - Mississippi
Safety Discount Course - Georgia
Who’s eligible? Unmarried drivers ages 16-20
Qualifications:
- Clean driving record
Defensive Driver Discount
This discount may be applied to your auto policy if the required qualifications are met and a defensive driving course or qualified Motor Vehicle Accident Prevention Course has been successfully completed. This discount cannot be given in addition to the driver training discount.
Who’s eligible? Drivers 55 years or older in Alabama and Mississippi (there is no age limit for Georgia drivers)
Qualifications:
- Clean driving record for three years
- Must re-qualify every three years
Youth Honor Student Discount
This isn’t a driver course, but it can still help you save on your premium. If the qualifications below are met, you may receive this discount on your auto policy. Scholastic records must be provided.
Who’s eligible? Unmarried drivers ages 16-24 attending school full-time (12 hours or more)
Qualifications:
Driver must meet at least one of the following:
- Rank among the upper 20% of class
- Have a GPA of B or better in schools utilizing alpha grading systems
- Have a GPA of 2.0 or better in schools utilizing a numeric 3.0 system
- Have a GPA of 3.0 or better in schools utilizing a numeric 4.0 system
- Be on a Dean’s List or comparable listing for scholastic achievement
Safe driving can lead to real savings
Taking a little time to complete a driver safety course can go a long way—not just in making you a better, more confident driver, but also in helping you save money on your auto insurance. Whether you’re a new driver, have a teen driver, or just looking to refresh your skills, exploring your options is a smart move.
To see how much you could save, get a quote online or contact your Alfa agent to explore additional discounts.
This is not an insurance policy. It is intended only to provide a general description of Alfa Insurance® and/or its product lines and services. An actual policy contains the specific details of the deductibles, coverages, conditions and exclusions. Your Alfa® agent can explain the policy and benefits and answer any questions you may have before you buy.