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Reliable car insurance built for every Mississippi mile.

Mississippi drivers can count on Alfa Insurance for personalized protection and service from local agents who care. Start your free auto quote today and find coverage built around what matters most.

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Bundle your policies and save

 

Save more, protect more, and simplify the way you manage your insurance when you bundle your policies with Alfa®




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Fast, local claims service

 

Accidents don’t wait, and neither do we. With hundreds of local adjusters across the Southeast region, support is just around the corner. 




Why Choose Alfa?

75+ yrs

Decades of experience serving the Southeast United States

Rated A

Alfa was rated A (Excellent) by A.M. Best for financial strength*

890k+

Thousands of drivers trust Alfa with their auto insurance needs

*The effective date of the A.M. Best rating is May 23, 2025. For the latest Best's Credit Rating, access www.ambest.com.



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Flexible payment options

 

Simple, secure, and built for you. With a variety of payment options to fit your budget, you can pay your way. 




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Convenient online tools

 

Wherever you are, it’s easy to manage your policies and make payments when you create a MyAlfa® account or use the Alfa2Go® mobile app.




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Two text bubbles with a question mark.

Common Questions


“Is car insurance required in Mississippi?” 
 
Yes, Mississippi drivers are legally required to carry liability insurance. The state’s minimum liability coverage limit is commonly referred to as 25/50/25, which includes $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. Keep in mind that these minimum limits may not be enough to fully cover the cost of damages in a serious car accident.

“What's considered 'full coverage' car insurance in Mississippi?”
 
While there’s no official definition of “full coverage” car insurance, it typically refers to a combination of coverages that go beyond the state’s required liability limits. It often includes collision coverage, which helps pay for damage to your car after an accident (regardless of who’s at fault), and comprehensive coverage, which helps cover damage from non-collision events like theft, weather, or hitting an animal. 

“How can I save money on my premium?”
 
Bundling your policies, completing driver education courses, or working in certain occupations can help you save on your insurance premium. Explore additional ways to save by contacting an Alfa agent near you. 


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Alabama Farm Bureau Mutual Service Company began in 1946 and today is known as Alfa Mutual Fire Insurance Company, which is part of the Alfa Insurance family of companies.

The number of policies written is based on policy counts as tabulated by Alfa.

Alfa®, Alfa Insurance®, MyAlfa® and Alfa2Go® are registered trademarks of the Alfa Corporation.