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One liability claim shouldn't put your livelihood at risk. Be prepared for more with farm umbrella coverage.
Farm umbrella coverage can provide an extra layer of protection in a wide range of liability situations.
Examples:
A family friend is injured by livestock while visiting your farm.
A vehicle collides with farm equipment being operated on a public road, causing injuries to the occupants.
Your child accidentally drives into a neighbor's barn, causing significant property damage.
A visitor slips and falls in your home, resulting in serious injuries and long-term medical expenses.
These are just a few examples of situations where a claim may exceed the liability limits of your primary insurance policy, and farm umbrella coverage may provide additional financial protection. Coverage varies by policy, and other situations may also be covered.