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Farm Umbrella Insurance

Farm land and house.

More coverage.


More confidence.

One liability claim shouldn't put your livelihood at risk. Be prepared for more with farm umbrella coverage.



What is Farm Umbrella?

 

Farm umbrella coverage provides an extra layer of liability protection when a covered claim exceeds the limit of your insurance policy. If you're found legally responsible for bodily injury or property damage to someone else, farm umbrella coverage may protect you from the financial impact of a lawsuit or settlement.


What does Farm Umbrella cover?

 

Farm umbrella coverage can provide an extra layer of protection in a wide range of liability situations.

Examples:

  • A family friend is injured by livestock while visiting your farm.

  • A vehicle collides with farm equipment being operated on a public road, causing injuries to the occupants.

  • Your child accidentally drives into a neighbor's barn, causing significant property damage.

  • A visitor slips and falls in your home, resulting in serious injuries and long-term medical expenses.


These are just a few examples of situations where a claim may exceed the liability limits of your primary insurance policy, and farm umbrella coverage may provide additional financial protection. Coverage varies by policy, and other situations may also be covered.



How do I get Farm Umbrella coverage?

 

Already an Alfa® Farm Insurance policyholder? Connect with your local agent or give us a call at 1-800-964-2532. 

Not an Alfa policyholder? Connect with an agent to see how Farm Umbrella and other coverage options can benefit you.




*This is not an insurance policy. It is intended only to provide a general description of Alfa Insurance and/or its product lines and services. An actual policy contains the specific details of the coverages, conditions and exclusions. All coverages are subject to deductibles and policy limits.  Your Alfa® agent can explain the policy and benefits and answer any questions you may have before you buy.