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Flexible Premium Deferred Annuities

With Alfa’s flexible premium deferred annuity, you have options. You choose your payment schedule, the date for when the accumulation value would begin to be paid to the annuitant, and the method for payout. You can withdraw up to 10% of the accumulation value each year without a surrender charge.*

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Why Flexible Premium Deferred Annuity?

Current interest rate: 1.5%

Guaranteed interest rate: 1.5%

Only a 9-year surrender charge



*Payments withdrawn during the first 10 years of the annuity contract will be subject to an early withdrawal charge. Please refer to the annuity contract and illustration for additional information. Tax penalties may apply to withdrawals made before the contract purchaser reaches age 59 1/2. Your tax advisor can assist you with the tax implications of annuity withdrawals.

The information presented is intended only to provide a general description of Alfa Insurance® and/or its product lines and services. An actual policy contains the specific details of the coverages, conditions and exclusions. Your Alfa® agent can explain the policy and benefits and answer any questions you may have before you buy.