Whole life provides consistent coverage with a premium that won’t change. Every whole life policy is designed with your individual needs in mind and offers customizable payment options.
 

	Guaranteed Cash Value
	Guaranteed Premiums
	Best for Ages 0-80
	Death Benefit Amount $15,000 and up
	Medical Exam Required

This popular plan offers a higher potential for cash value growth, a guaranteed death benefit, fixed premiums, and a competitive interest rate. The interest earned from the cash accumulation can help pay the premium for you.

	Interest-Sensitive Cash Value
	Guaranteed Premiums
	Best for Ages 0-75
	Death Benefit Amount $15,000 and up
	Medical Exam Required

If you expect your life insurance needs to change, this flexible plan may be a good fit for you. You can adjust your premium, change your death benefit, and in some cases, temporarily suspend premium payments.*

	Interest-Sensitive Cash Value
	Variable Premiums
	Best for Ages 0-80
	Death Benefit Amount $25,000 and up
	Medical Exam Required

This policy type provides coverage without requiring a medical exam or health questionnaire. It’s ideal for seniors or high-risk applicants, ensuring you won’t be turned away due to health reasons.

	Limited Cash Value
	Guaranteed Premiums
	Best for Ages 40-80
	Death Benefit Amount $2,000 - $25,000
	No Medical Exam Required

Final expenses coverage offers fixed premiums and is designed to cover final expenses such as funeral services, burial, and remaining medical bills.
 

	Limited Cash Value
	Guaranteed Premiums
	Best for Ages 15-80
	Death Benefit Amount $5,000 - $15,000
	No Medical Exam Required