Level term is a simple option that allows you to purchase a large amount of coverage at a reasonable rate. Up until age 65, you can convert to permanent coverage.

	Coverage Length 10, 15, 20, 25, & 30 Years
	Best for Ages 0 – 70
	Death Benefit Amount $80,000 and up
	Medical Exam Required

This plan is ideal for those who think they might outlive their policy. At the end of the term, your base premiums and policy fees are given back to you.

	Coverage Length 30 Years
	Best for Ages 6 – 50
	Death Benefit Amount $50,000 and up
	Medical Exam Required

Offering simplified coverage with a quick and easy application process, this policy does not require a medical exam and allows for a period of conversion to a permanent plan.

	Coverage Length 10, 20, & 30 Years
	Best for Ages 18 – 59
	Death Benefit Amount $25,000 and $75,000
	No Medical Exam Required