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30-Year Return of Premium

Getting the most for your money is a certainty with Alfa®, but getting your money back is even better! At the end of 30 years, your base payments and policy fees are returned to you. Even if you cancel before the term expires, you could still receive a percentage of the premium paid.*

30-Year Return of Premium - young female bank teller helping another woman

Why 30-Year Return of Premium?

  • Coverage from $50,000 and up
  • Available for ages 6-50
  • Features a premium-return benefit
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*Excludes premiums for riders, benefits, extra life premiums/rate ups, and modal fees. Policy must be in force at the end of the 30-year period to qualify.

The information presented is intended only to provide a general description of Alfa Insurance® and/or its product lines and services. An actual policy contains the specific details of the coverages, conditions and exclusions. Your Alfa agent can explain the policy and benefits and answer any questions you may have before you buy.

30-Year Return of Premium - young female bank teller helping another woman

Why 30-Year Return of Premium?

Getting the most for your money is a certainty with Alfa®, but getting your money back is even better! At the end of 30 years, your base payments and policy fees are returned to you.* Even if you cancel before the term expires, you could still receive a percentage of the premium paid.

  • Coverage from $50,000 and up
  • Available for ages 6-50
  • Features a premium-return benefit

*Excludes premiums for riders, benefits, extra life premiums/rate ups, and modal fees. Policy must be in force at the end of the 30-year period to qualify.

Start my quote    

The information presented is intended only to provide a general description of Alfa Insurance® and/or its product lines and services. An actual policy contains the specific details of the coverages, conditions and exclusions. Your Alfa agent can explain the policy and benefits and answer any questions you may have before you buy.



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