Automobile, Safety and Weather
7 Things to Do After a Car Accident
If you ever get into a car accident, you want to take precautions to make sure everyone is safe, you abide by the law, and you contact your insurance company. Here’s a list of steps to follow to help you handle the accident calmly and effectively.
1. Check yourself for injuries
If you're hurt but can move, call 911. If you're seriously injured, try to keep still and wait for emergency responders to arrive.
2. Check your passengers
If you can move, check on the passengers in your car. If anyone's injured, call 911 or ask bystanders to call for help.
3. Get to a safe place
If your car is safe to drive and it’s a potential hazard where it is, pull it over to the side of the road. If it can’t be started, and if you can do it safely with help from others, push your car to the shoulder. Turn on your hazards to warn oncoming cars.
4. Call the police
After any auto accident, it’s important to call the police to the scene. In many states, it’s the law. An accident report from the police will be very helpful when you’re dealing with the other driver’s and your insurance company.
5. Do not admit fault or blame others
Avoid talking about who’s at fault for the accident while you’re still at the scene. When you file an insurance claim, the adjuster will decide who's at fault based on:
- An inspection of the damaged vehicles or property
- A review of the information provided by you and other parties involved in the accident including any supporting documentation like the police report or photographs from the accident
6. Gather information
Write down as much information as you can after the accident. The most important information includes:
- Driver/passenger names and contact information
- License plate numbers
- Insurance information of other drivers
- Makes and models of all vehicles involved
- Contact info for any eyewitnesses
- Location of the accident
- The name and badge number of any responding police officers
- Photos of the damaged vehicles from different angles (you could also take pictures of insurance cards and license plates to save time writing)
7. File your insurance claim
As soon as possible, contact your nearest Alfa® office or call 1-800-964-2532, option 2. You can also report a claim online. You will need to provide your name, home address and policy number. Also provide the number of people injured, the date and place of the accident and a phone number where Alfa can reach you.
To discuss the amount of auto insurance coverage you have before you’re involved in an accident, talk to an Alfa agent today.