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Home Insurance

Home is where the heart is... and it’s a big investment, too.
Nobody knows what tomorrow will bring, so it’s time to protect your home now.

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What is Homeowners Insurance?

A home insurance policy gives you financial protection from a covered loss to your property, belongings and personal liability.

Contact an Alfa® agent for a personalized quote

What does a Homeowners Insurance Policy Cover?

Your home insurance policy has a variety of coverages for your home and its belongings, as well as liability coverage, too. These are the basics.

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First coverage icon.

Dwelling

Dwelling protection covers damage to your home and attached structures, such as a porch, after a covered loss.

Second coverage icon.

Other Structures

Other structures coverage is for stand-alone structures like a fence, detached garage, gazebo or shed.

Second coverage icon.

Personal Property

Personal property includes your belongings, like tools, furniture and electronics. This coverage will repair or replace items that are stolen or damaged in a covered event. These often have coverage whether they are inside the home or not when damaged due to a covered loss.

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Personal Liability

Personal liability can help protect you financially if you’re deemed liable for the injury of or damage to the personal property of someone else.

Explore Home Insurance Coverages

Ready to get a personalized quote?

Find an Agent

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How much is Home Insurance?

 

The cost of homeowners insurance varies because it largely depends on a variety of factors such as:

The location of your home

The value of your property

Your claims history

The coverages and deductible you select

 
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Ways to save on Homeowners

 

You may have the chance to lower your home insurance premium. You can:

  Bundle your homeowners with another Alfa policy, such as an auto or life policy

  Secure your home with alarms, smoke detectors, etc.

  Consider a higher deductible

Explore Homeowners discounts
 
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How to file a claim?

 

We’ll help you get back home as quickly as possible. You can file a property claim online, by phone or by visiting your local service center.

Report your claim online
 

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