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Home is where the heart is... and it’s a big investment, too.
Nobody knows what tomorrow will bring, so it’s time to protect your home now.
A home insurance policy gives you financial protection from a covered loss to your property, belongings and personal liability.
Contact an Alfa® agent for a personalized quote
Your home insurance policy has a variety of coverages for your home and its belongings, as well as liability coverage, too. These are the basics.
DwellingDwelling protection covers damage to your home and attached structures, such as a porch, after a covered loss. | |
Other StructuresOther structures coverage is for stand-alone structures like a fence, detached garage, gazebo or shed. | |
Personal PropertyPersonal property includes your belongings, like tools, furniture and electronics. This coverage will repair or replace items that are stolen or damaged in a covered event. These often have coverage whether they are inside the home or not when damaged due to a covered loss. | |
Personal LiabilityPersonal liability can help protect you financially if you’re deemed liable for the injury of or damage to the personal property of someone else. |
Ready to get a personalized quote?
The cost of homeowners insurance varies because it largely depends on a variety of factors such as:
The location of your home
The value of your property
Your claims history
The coverages and deductible you select
You may have the chance to lower your home insurance premium. You can:
Bundle your homeowners with another Alfa policy, such as an auto or life policy
Secure your home with alarms, smoke detectors, etc.
Consider a higher deductible
Explore Homeowners discounts
We’ll help you get back home as quickly as possible. You can file a property claim online, by phone or by visiting your local service center.
Report your claim online Home