Alfa® provides physical damage coverage for watercraft, motor, trailer and covered accessories at 10 percent of your watercraft coverage. Additional accessory coverage is available for fire, explosion, lightning, theft and other perils.
Watercraft property insurance covered events:
- Collision with another watercraft
- In-use collision with a water hazard
- In-transit collision
- Trailer overturn
- Emergency service
Example: You’re enjoying a relaxing weekend on the lake until your speed boat runs into a floating log and your boat is damaged. Physical damage coverage will pay to repair or replace your boat, up to the policy limits.