Protect your assets and your future with an umbrella policy
Coverage that goes beyond
Just as an umbrella gives protection over you, a personal umbrella policy will protect you over and beyond the liability limits of your other policies.
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Coverage that goes beyond
Just as an umbrella gives protection over you, a personal umbrella policy will protect you over and beyond the liability limits of your other policies.
Get a quote today!
Find an Agent
What does umbrella insurance cover?
Property Damages
You’re responsible for a three-car pileup on the interstate and the damage to other cars is more than the liability limits on your auto policy. Umbrella insurance may pay the difference, up to your policy limits.
Legal Costs
If you’re sued, attorney fees and court costs can get quite expensive. A personal umbrella insurance policy may help pay those legal bills so that you’re not having to pay out of pocket.
Injury Claims
Your dog bites a neighbor who ends up needing major surgery and the medical fees are more than the liability limits on your homeowner’s policy. Umbrella insurance may pay the difference, up to your policy limits.
Personal Umbrella Coverages
What is umbrella insurance?
An umbrella insurance policy is a supplemental policy that picks up where the liability limits on your property and auto policies end. It is an affordable coverage that may cover more instances for higher limits. Consider it the cherry on top to your insurance portfolio.
Who should get a personal umbrella policy?
If your assets are greater than your liability limits, you definitely need an umbrella policy.
But you don’t have to have a high net worth, multiple properties or a successful business to benefit from a personal liability umbrella policy. People who own a swimming pool or trampoline, have a teenage driver or coach youth sports may consider umbrella insurance. The more risk you have, the more you have to lose.
What is umbrella insurance?
An umbrella insurance policy is a supplemental policy that picks up where the liability limits on your property and auto policies end. It is an affordable coverage that may cover more instances for higher limits. Consider it the cherry on top to your insurance portfolio.
Who should get a personal umbrella policy?
If your assets are greater than your liability limits, you definitely need an umbrella policy.
But you don’t have to have a high net worth, multiple properties or a successful business to benefit from a personal liability umbrella policy. People who own a swimming pool or trampoline, have a teenage driver or coach youth sports may consider umbrella insurance. The more risk you have, the more you have to lose.
Can you afford Personal Umbrella Insurance?
Insurance is something you pay for but hope to never use. Adding an additional policy may seem excessive, but liability claims can be expensive. Let’s consider this...
If you have $300,000 liability limit on your auto insurance and cause a car accident leaving someone seriously injured, you're looking at a major claim. Anything beyond your auto limits will be paid out of pocket by you, unless you have an umbrella policy for added coverage.
The real question is whether you can afford NOT to have a personal umbrella policy?
This illustration is hypothetical. Actual coverage amounts will vary.
This illustration is hypothetical.
Actual coverage amounts will vary.
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