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Debra R Sims

Photo of Alfa Insurance agent Debra R. Sims
(256) 734-4660
(205) 522-5152
(866) 248-0776
Mon - Fri
8am - 5pm
By appt. only
By appt. only
307 Main Ave NW
Cullman, AL 35055-2815


As a Personal Financial Representative for 13 years with Alfa insurance, I understand what a family needs and am able to provide knowledge service to families in the Cullman county area. My knowledge and understanding of the people in this community help me provide my customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and life. I’m also here to help you prepare a strategy to achieve your financial goals.

I’m proud to work with a company who’s been serving satisfied customers for nearly 70 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Alfa delivers on their promise. In fact, their outstanding financial strength and superior claims service received an A (Superior) rating by A.M. Best. Quality service, strength and satisfaction – that’s something I’m glad to be a part of.

As the wife of a retired State Trooper and a mom to 10 children and a grandmother to 9 children I understand what it means to take care of your family and provide outstanding service in a time of need. I also know what it means to see that your family is cared for in the event of your death. As a young child I experienced the death of my dad at 12, my mom at 14 and my uncle that raised me passing away at 19. So my promise is to be there to celebrate life's greatest moments but also to care for your family in tragedy.

I understand the importance of building a solid foundation for the future and developing long-lasting customer relationships. That’s why I’m committed to offering you the same level of service I’d expect. When you leave my office, I hope you’ll feel confident, informed, assured and satisfied in your choices. I look forward to caring for your family like you are my own.

In addition to Cullman, I am proud to also serve the Vinemont, Decatur, Eva, and Hartselle communities in Alabama.


  • Alfa Insurance, Presidents Club in Sales Achievement, 2013
  • Alfa Insurance, Gold Distinguished Service Award, 2013-2020
  • Alfa Insurance, Silver Distinguished Service Award, 2010, 2012
  • Alfa Insurance, Rookie Award, 2009
  • Alfa Insurance, Agent of the Month 2014-2020
  • Alfa Insurance, David Christenberry Encourager Award, 2020
  • Alfa Insurance, Super Star, 2010-2020
  • Alfa Insurance, All Star, 2012-2020


  • Walker High School, Jasper, Alabama, 1980-1984
  • Walker College, Jasper, Alabama, 1985-1987

Community Involvement

  • Volunteer Coach, First Baptist, 2000, 2001
  • Scorekeeper, AAU Basketball, 2010-2013
  • Volunteer Softball Coach, Lupton Little League, 2004

Products Offered

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