By Brooke Foster
Originally published in Neighbors magazine, March 2023
When was the last time you reviewed your insurance policy? If it’s been more than a year, it’s time to schedule a checkup with Alfa Insurance.
Routinely reviewing insurance coverage can be just as important as an annual visit to the doctor or regular maintenance to your vehicle. But, it’s often one of the most underutilized tactics customers use to save money and ensure they’re adequately covered for life’s “what if…” moments.
Vice President of Marketing Services Matt Cobb said Alfa’s dedication to providing personal service is a mainstay of the company, with policy reviews serving as part of its detail-oriented mission.
“Our agents and sales representatives specialize in addressing each customer’s needs, and routine policy reviews ensure they are sufficiently covered ahead of those unexpected moments,” Cobb said. “It’s beneficial for customers to ensure they understand the current coverage in place, and reviews could identify any gaps in coverage and highlight potential savings opportunities.”
Policy reviews are encouraged before renewal, but changes can be made outside that period.
Opelika Agent Stephanie Graham said policy reviews have saved her customers money — and potential headaches down the road.
“A customer of mine was able to save up to $700 per year, or $60 per month, just by re-evaluating their current policies in place,” Graham said. “She only had home insurance with Alfa, but after we reviewed other policies she had in place, we discovered she qualified for a multi-policy discount, saving money on both her auto and home insurance.”
Graham said she’s thankful Alfa offers a multi-policy discount for customers.
“It’s an easy and convenient way for customers to manage their policies in one place and save money,” Graham said.
Customers preparing for an insurance review are encouraged to share any important life changes and ask about current coverages, exclusions and limitations. Additional discounts, savings or coverages could be available for personal articles such as firearms, jewelry, fine art and more.
A brief conversation or visit can make all the difference. Talk with your local Alfa agent about the benefits of an annual insurance review today.