Best for Ages
0 – 80

Death Benefit Amount
$15,000 and up

Medical Exam Required

Guaranteed Cash Value
Guaranteed Premiums

Looking for consistent coverage with premium that doesn’t go up? Whole life may be right for you. Each Whole Life policy is designed with your individual needs in mind – you can even choose how to pay (Life Pay, Single Pay, 10-Year Pay).

Best for Ages
0 – 75

Death Benefit Amount
$15,000 and up

Medical Exam Required

Interest-Sensitive Cash Value
Guaranteed Premiums

One of our most popular permanent plans, this plan offers a cash accumulation feature that earns interest and earnings can be used to pay the premium for you.

Best for Ages
0 – 80

Death Benefit Amount
$25,000 and up

Medical Exam Required

Interest-Sensitive Cash Value
Variable Premiums

If you expect your life insurance needs to change, the flexible options of this plan may be ideal for you. You may change death benefits, vary your premiums, and in some cases, temporarily suspend premium payments.

Best for Ages
40 – 80

Death Benefit Amount
$25,000 and up

No Medical Exam Required

Limited Cash Value
Guaranteed Premiums

Designed to protect your family’s future by helping cover medical bills, credit card debt or funeral costs up to $25,000, this whole life policy is an affordable option for customers aged 40 to 80. The best part? You can’t be turned down for health reasons.

Best for Ages
15 – 80

Death Benefit Amount
$5,000 – $15,000

No Medical Exam Required

Limited Cash Value
Guaranteed Premiums

Simple and straightforward, this plan requires no medical exam and is often used for final medical and burial costs.

Best for Ages
0 – 14

Death Benefit Amount
$15,000 and up

No Medical Exam Required

For children through 14 years old, this plan provides security for all their steps in life. This interest sensitive policy is available in coverage amounts from $15,000 and features flexible payment options.