A Day in the Life of a Safe Driver: Habits That Protect You and Your Wallet
Being a safe driver isn’t just about knowing the rules of the road—it’s about the habits you build every day. From your morning commute to your weekend drive, the choices you make behind the wheel protect more than just your vehicle.
Morning routine: Safety starts in the driveway
Before you even start the engine, take a minute to set yourself up for a focused drive. A quick walk-around your vehicle can help you catch small issues before they become big problems—like low tire pressure or a new warning light. Once you’re in the driver’s seat, adjust your mirrors, buckle up, and avoid using your phone so your attention stays on the road.
Safe driving tip: Give yourself 5 extra minutes in the mornings to avoid the stress of rushing.
The daily commute: Defensive driving in action
Your morning commute might feel like a routine at this point, but it’s where smart driving habits matter most. Rush-hour traffic, stop-and-go lights, and sudden lane changes are the perfect time to put defensive driving into practice. Stay alert, use your turn signals, and keep a safe distance between you and the car ahead.
Safe driving tip: Leave a full car length between you and the vehicle in front of you, especially on highways. This can give you a little extra time to react if the unexpected happens.
Midday errands: Parking lot safety
Parking lots might seem low-risk, but they’re one of the most common places for fender benders and small scrapes. With cars in reverse, carts rolling by, and people walking between vehicles, a little extra caution can go a long way. Slow down, pay attention to your surroundings, and avoid cutting across lanes just to save a few seconds.
Safe driving tip: Back into your parking spot when you arrive. This can make it easier and safer to pull out later with a clear view of what’s around you.
The drive home: Staying alert when fatigue kicks in
Unlike your coffee-fueled morning commute, the drive home can feel completely different. After a long day, low energy and fading sunlight can make it harder to stay sharp behind the wheel. Dusk and dawn are especially tricky—the glare from the sun sits right at eye level and visibility decreases fast, making these hours some of the most common for accidents.
Turn on your headlights early to help other drivers spot you, even before it’s fully dark. Keep your focus on the road, avoid zoning out in traffic, and don’t follow too close behind other vehicles. If you’re feeling tired, roll down a window for fresh air or pull over for a short break.
Safe driving tip: Keep your windshield clean—inside and out. A clear windshield reduces glare and can help your eyes adjust more easily when the sun sets.
Weekend adventures: Plan for a smooth trip
Longer drives or quick weekend getaways call for a little more prep than your usual routine. Before heading out, check your tire pressure, fuel, and oil levels, and take a minute to plan your route and check the weather along the way. If you’re traveling with friends, consider rotating drivers to keep everyone rested and alert.
Safe driving tip: Pay attention to changing speed zones. Highways, small towns, and rural areas can shift speed limits quickly, so keep an eye out to avoid being caught off guard.
Can safe driving habits really affect your car insurance?
Safe driving can impact your car insurance, and often in ways that directly benefit your wallet. Fewer accidents mean fewer insurance claims and may lead to better rates over time. When you build good habits into your daily routine, you’re not just a safe driver—you’re a smart one.
Want to see how your safe driving habits stack up? Reach out to an Alfa® agent near you to learn about our auto discounts.
All coverages are subject to deductibles and policy limits. This is not an insurance policy. It is intended only to provide a general description of Alfa Insurance® and/or its product lines and services. An actual policy contains the specific details of the deductibles, coverages, conditions and exclusions. Your Alfa® agent can explain the policy and benefits and answer any questions you may have before you buy.